Coastalhomefinder.com

We are continually testing and implementing new and more effective tools for home buyers and  sellers to use in searching for properties for sale in the North San Diego County Coastal areas we serve of Carlsbad, Encinitas, Del Mar, Solana Beach, Cardiff by the Sea, San Marcos, Vista, Oceanside and Rancho Santa Fe. There are two great tools that are available now to make your home search in San Diego easier and more enjoyable.

Home buyers can now search for homes on CoastalHomeFinder.com with our new boundary search format. You can use pre-determined boundaries like zip codes, cities, neighborhood, school districts or draw your own boundaries you would like to use. Check it out here

Go Mobile with your search...

If you are on the road and want to see what is for sale while you are driving a neighborhood or you see a for sale sign and you want to see photos and information about the home instantly try our mobile application that works great on iPhones and other mobile devices that have GPS capabilities. This powerful application, obtains your location and instantly returns information about all the homes for sale around you. When available it uses GPS already in your cell phone, or you can search by address, city, community or zip code. The user-friendly application can really help you in your property search. Download Loren Sanders' Homes For Sale Application to have all the real estate information you need in the palm of your hand.Check it out here

2010 could end up being the year of the short sale for real estate sales in San Diego. Check out our Short Sale Questions & Answers click here.

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We are getting darn close to finishing off 2009, so it is a good time to talk about where we are and the direction the North San Diego Coastal real estate market may be headed. I have put together a few graphs for you that will show what has unfolded over the past two years. They may be hard to see online but if you would like the information emailed to you, we are happy to reply to : loren@coastalhomefinder.com ask for November Blog Graphs.

Listening to the business news, or the evening news, it seems like their remarks about the economy and the real estate market tend to try and find a good deal of their logic for where we are headed by looking back to past market corrections. While I believe there is always value in knowing where you have been, each individual downturn in the real estate market has had it's own unique set of circumstances that throw a wrench into the mix.
This one was a doozy, a full stock market melt down took place right in the middle of this down turn. Plus, the small matter of major banks and brokerage houses falling from the weight of the shaky foundations they were built upon just accelerated the process.

So back to the graphs. The numbers. The Past and the future??? I follow pending sales & months supply of inventory to get a better directional handle on the real estate market.

With all the variables too numerous to mention, the biggest drivers that move real estate values, in my opinion, are cost of acquisition (interest rates & price paid) and momentum.  Mortgage rates may be as low as we will see them for some time. Prices are down from 20% to 60% depending on the exact neighborhood you are looking in. So, it looks like there will be upward pricing pressure on home prices in 2010, there already is at the entry level market.

The lower end of the pricing spectrum has stabilized and is moving up. The upper quadrant is still dropping. Foreclosures & short sales are keeping a lid on significant upward price moves and will continue to do so until the distress sales drop as a percentage of closed sales. One interesting thing happening is the upper tier price point of homes is seeing a sharp increase in the numbers of distress transactions. In an October 9, 2009 article in the Wall Street Journal, the story points out that the top end of the market has seen foreclosures coming from that segment go from 16% to 30%, while at the bottom tier foreclosures as a percentage have gone from being over half of the foreclosed transactions to a third of the foreclosure sales.

So where are we headed in 2010? Real Estate is truly a local market. Supply and demand in your specific community will rule the day. If you would like a pin point report detailing exactly what is happening in your market just email me loren@coastalhomefinder.com. (this is for those of you that are thinking of buying or selling soon)  If you would like a no hassle general picture just go here and get your Market Snapshot. This is delivered directly to your email, and no, we won't bug you about selling your house! We'll supply the info in an easy format to view, when you want more detailed info you can call or email us.

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www.thecoastalhomefinder.com